3 Year Rental Bridge Loan

  • Loans up to 70% (As-Is Value)
  • All credit scores and situations considered
  • Super Fast Funding – Close in as little as 10 days
  • Interest only 9.99% with No DSCR minimums
  • Loan term 36 months
request funding now

Other Loan Products

Fix and Flip Lending

Additional docs may be required, case by case

Terms:

  • Rate: from 8.5%
  • Fees: starting at 3%.
  • Term: 12-18 months
  • Loan Amount: $75,000 +
  • Property Type: Non-owner occupied 1-4 family residential Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: Min 600
  • Loan-to-Value: up to 90%
    *Foreign Nationals 10% LTV reduction

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Rental Property Loans

Additional docs may be required, case by case

Terms:

  • Rate: from 6%
  • Fees: as low as 2.5%
  • Term: 3 , 5 and 30 year fixed options
  • Loan Amount: $75,000 +
  • Loan Type: Purchase , Refi and Cash out
  • Credit Score: Min 640
  • Loan-to-Value: Up to 80%
  • Availability: Available in most states
    1.25% DSCR

We provide hard money 3 year rental bridge loans for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Bridge Lending Program

Additional docs may be required, case by case

Terms:

  • Rate: From 8% interest only
  • Fees: From 2.5%
  • Term: 1-3 years
  • Loan Amount: $70,000 and up
  • Loan-to-Value: Up to 75%
  • Credit Score: Min 600
  • Loan Type: Purchase, Refinance or Cash Out
  • Availability: Available in most states
    No DSCR requirements

Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Unsecured Loans

Additional docs may be required, case by case

For More information Check https://loans400.com/

What We Offer?

We are accepting the following scenarios:
  • Purchase and Rehab Loans
  • Rehab Only Loans
  • Refinance or Cash Out Loans
  • New Construction Loans
  • Residential Property up to 4 units
  • Commercial Bridge Loans
  • Direct Atlanta Private Lending Lender

* We Do Not Lend To Owner Occupants

Why Use Atlanta Private Lending?

Experience the difference
  • We offer real estate investors niche lending programs.
  • Purchase Rehab loans for investors looking to "flip" property
  • Flexible loan terms from 6 months to 3 years.
  • Cash out / Refinance loans
  • Common Sense Underwriting
  • Collateral Based Lending
  • Offers are not based on credit and income

Get Pre-Approved Today

Get Pre-Approved online in minutes and strengthen your offer with a Pre-Approval Letter.

GET STARTED