5 Year Fixed / 30 Year AM Program
Rate: Rates start at 7.5% principal and interest
Fees: Start at 3%
Term: Fully amortized 5 year AM loan
Loan Amount: $70,000 and up
Loan-to-Value: up to 65% LTV
Credit Score: Minimum 650 score
Purchase: up to 70% LTV based on purchase price
Refinance Rate and Term : up to 70% LTV
Refinance Cash Out : 65% LTV
Availability: Available in most states
Other Loan Products
Fix and Flip Lending
Additional docs may be required, case by case
Terms:
- Rate: from 8.5%
- Fees: starting at 3%.
- Term: 12-18 months
- Loan Amount: $75,000 +
- Property Type: Non-owner occupied 1-4 family residential Condos, Townhomes, Multifamily and Mixed-Use Property.
- Credit Score: Min 600
- Loan-to-Value: up to 90%
*Foreign Nationals 10% LTV reduction
Documentation Required:
- Application, Executed Contract, Itemized Rehab Budget
- Last 2 Bank / Savings Statements
- Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)
LLC Docs:
- Operating agreement
Rental Property Loans
Additional docs may be required, case by case
Terms:
- Rate: from 6%
- Fees: as low as 2.5%
- Term: 3 , 5 and 30 year fixed options
- Loan Amount: $75,000 +
- Loan Type: Purchase , Refi and Cash out
- Credit Score: Min 640
- Loan-to-Value: Up to 80%
- Availability: Available in most states
1.25% DSCR
We provide hard money 3 year rental bridge loans for non-owner occupied properties throughout the Southeast United States.
Documentation Required:
- Application, Executed Contract, Itemized Rehab Budget
- Last 2 Bank / Savings Statements
- Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
LLC Docs:
- Operating agreement
Bridge Lending Program
Additional docs may be required, case by case
Terms:
- Rate: From 8% interest only
- Fees: From 2.5%
- Term: 1-3 years
- Loan Amount: $70,000 and up
- Loan-to-Value: Up to 75%
- Credit Score: Min 600
- Loan Type: Purchase, Refinance or Cash Out
- Availability: Available in most states
No DSCR requirements
Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
Documentation Required:
- Application, Executed Contract, Itemized Rehab Budget
- Last 2 Bank / Savings Statements
- Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)
LLC Docs:
- Operating agreement
Unsecured Loans
Additional docs may be required, case by case
For More information Check https://loans400.com/
What We Offer?
We are accepting the following scenarios:
- Purchase and Rehab Loans
- Rehab Only Loans
- Refinance or Cash Out Loans
- New Construction Loans
- Residential Property up to 4 units
- Commercial Bridge Loans
- Direct Atlanta Private Lending Lender
* We Do Not Lend To Owner Occupants
Why Use Atlanta Private Lending?
Experience the difference
- We offer real estate investors niche lending programs.
- Purchase Rehab loans for investors looking to "flip" property
- Flexible loan terms from 6 months to 3 years.
- Cash out / Refinance loans
- Common Sense Underwriting
- Collateral Based Lending
- Offers are not based on credit and income