Other Loan Products

Terms:

• Rate: Rates from 8.5% ( rate goes up based on credit, experience, LTV and risk factors )
• Fees: 2-3% loan fee ( min $3000 fee )
• Term: 12 month loan term
• Loan Amount: 85k minimum loan amount
• Property Type: Non-owner occupied Condos, Townhomes, Multifamily and Mixed-Use Property.
• Credit Score: Min. 650 score
• Loan-to-Value: Up to 65% ARV not to exceed 85% Loan to Cost
• Loan Type: Purchase Rehab Loans or Refinance Rehab Loans , New Build ( case by case )
• Experience: Min. 3 Projects Completed in past 24 months

We provide hard money Fix and Flip Loans to purchase and rehab non-owner occupied properties throughout the Southeast United States.

Documentation Required:

• Application, Executed Contract, Itemized Rehab Budget
• Last 3 Bank / Savings Statements
• Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)
• All Business Entity Documents
• Credit Authorization Form

Terms:

• Rate: Rates from 11%
• Fees: 3-4% loan fee ( min. $3500 fee )
• Term: 12 month loan term
• Loan Amount: 25k minimum loan
• Property Type: Non-owner occupied Condos, Townhomes, Multifamily and Mixed-Use Property.
• Credit Score: No minimum score
• Loan-to-Value: Up to 65% ARV not to exceed 85% Loan to Cost
• Loan Type: Purchase Rehab Loans or Refinance Rehab Loans New Build ( case by case )

We provide hard money Fix and Flip Loans to purchase and rehab non-owner occupied properties throughout the Southeast United States.

Documentation Required:

• Application, Executed Contract, Itemized Rehab Budget
• Last 3 Bank / Savings Statements
• Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)
• All Business Entity Documents
• Credit Authorization Form

Terms:

• Rate: Rates from 9.99% interest only
• Fees: From 3%
• Term: 1-3 years
• Loan Amount: $75,000 +
• Property Type: Residential or Commerical Property
• Credit Score: Min 600 ( lower reviewed case by case )
• Loan-to-Value: Up to 65% LTV
• Loan Type: Purchase, Refinance or Cash Out
• Availability: Available in most states
  No DSCR requirements

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

• Application, Executed Contract
• Last 2 Bank / Savings Statements
• Appraisal by Hard Money USA approved appraiser (borrower is responsible for payment)
• All Business Entity Docs

Terms:

• Rate: from 8.5%
• Fees: as low as 2.5%
• Term: 5 and 30 year fixed rate options
• Loan Amount: 85k minimum loan amount
• Property Type: Residential Property
• Credit Score: Min. 680 ( lower case by case )
• Loan-to-Value: Up to 65% LTV ( 75% of purchase price max )
• Loan Type: Purchase or Rate and Term Refi ( Cash out- case by case )
• Availability: Available in most states
  1.25% DSCR

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

• Application, Executed Contract , Lease Agreement
• Last 2 Bank / Savings Statements
• Appraisal by Hard Money USA approved appraiser (borrower is responsible for payment)
• All Business Entity Docs

Terms:

• Rate: Rates from 10-14%
• Fees: Starting at 3%
• Term: 12 months ( longer terms case by case )
• Loan Amount: $20,000 to $5,000,000
• Property Type: Residental or Commercial ( mainly income producing )
• Credit Score: Case by case
• Loan-to-Value: Up to 65% LTV
• Loan Type: Purchase, Refinance, Cash Out
• Availability: Most states , all deals case by case

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

• Application
• Last 2 Bank / Savings Statements
• Appraisal by Hard Money USA approved appraiser (borrower is responsible for payment)
• All Business Entity Docs