Other Loan Products

Terms:

• Rate: from 10.99%
• Fees: starting at 3%.
• Term: Up to 12 months
• Loan Amount: $75,000 to 2.5M
• Property Type: Non-owner occupied 1-4 family residential Condos, Townhomes, Multifamily and Mixed-Use Property.
• Credit Score: Minimum 600 fico required
• Loan-to-Value: Up to 85% of the purchase price + 100% of the renovation costs. Not to exceed 75% of the ARV.
  *Foreign Nationals 10% LTV reduction

Documentation Required:

• Application, Executed Contract, Itemized Rehab Budget
• Last 2 Bank / Savings Statements
• Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)

LLC Docs:

• Operating agreement

Terms:

• Rate: 9.99% with No DSCR minimums
• Fees: Fees start at 3%
• Term: 3 year balloon
• Loan Amount: Minimum loan size $50,000
• Loan Type: Purchase, Refinance, Cash Out
• Credit Score: No minimum score
• Loan-to-Value: up to 70% LTV
• Availability: Available in most states

Documentation Required:

• Application, Executed Contract, Itemized Rehab Budget
• Last 2 Bank / Savings Statements
• Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

• Operating agreement

Terms:

• Rate: Rates start at 7.5% principal and interest
• Fees: Start at 3%
• Term: Fully amortized 5 year AM loan
• Loan Amount: $70,000 and up
• Loan-to-Value: up to 65% LTV
• Credit Score: Minimum 650 score
• Purchase: up to 70% LTV based on purchase price
• Refinance Rate and Term : up to 70% LTV
• Refinance Cash Out : 65% LTV
• Availability: Available in most states
  No rehab allowed

Documentation Required:

• Application, Executed Contract, Itemized Rehab Budget
• Last 2 Bank / Savings Statements
• Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)

LLC Docs:

• Operating agreement