Fix and Flip Hard Money
- Loans up to 70% ARV
- No minimum credit score
- Super Fast Funding – Close in as little as 10 days
- Rates from 11%
- Loan terms up to 12 months
- * Interest charged on full loan amount
Other Loan Products
Rental Property Loans
Additional docs may be required, case by case
Terms:
- Rate: from * Contact Us *
- Fees: as low as 2.5%
- Term: 3, 5 and 30 year fixed options
- Loan Amount: 75k minimum loan amount
- Property Type: Residential Property
- Credit Score: Min. 600 score
- Loan-to-Value: Up to *Contact Us *
- Loan Type: Purchase or Rate and Term Refi ( Cash out- case by case )
- Availability: Available in most states
1.2% DSCR
Documentation Required:
- Application, Executed Contract , Lease Agreement
- Last 2 Bank / Savings Statements
- Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
- All Business Entity Docs
Bridge Lending
Additional docs may be required, case by case
Terms:
- Rate: Rates from 8%
- Fees: From 2%
- Term: 1-2 years
- Loan Amount: $75,000 +
- Property Type: Residential or Commercial Property
- Credit Score: Min. 600 ( lower reviewed case by case )
- Loan-to-Value: Up to 80% LTV
- Loan Type: Purchase, Refinance or Cash Out
- Availability: Available in most states
No DSCR requirements
We provide hard money new construction loans to build non-owner occupied properties throughout the United States.
Documentation Required:
- Application, Executed Contract
- Last 2 Bank / Savings Statements
- Appraisal by Hard Money USA approved appraiser (borrower is responsible for payment)
- All Business Entity Docs
Fix and Flip Loan Premier +
Additional docs may be required, case by case
Terms:
- Rate: Rates from 8.5% ( rate goes up based on credit, experience, LTV and risk factors )
- Fees: 2-3% loan fee ( min $3000 fee )
- Term: 12 month loan term
- Loan Amount: 75k minimum loan amount
- Property Type: Non-owner occupied Condos, Townhomes, Multifamily and Mixed-Use Property.
- Credit Score: Min. 640 score
- Loan-to-Value: Up to 70% ARV
- Loan Type: Purchase Rehab Loans or Refinance Rehab Loans , New Build ( case by case )
- Experience : Min. 3 Projects Completed in past 24 months
We provide hard money Fix and Flip Loans to purchase and rehab non-owner occupied properties throughout the Southeast United States.
Documentation Required:
- Application, Executed Contract, Itemized Rehab Budget
- Last 3 Bank / Savings Statements
- Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)
- All Business Entity Documents
- Credit Authorization Form
What We Offer?
We are accepting the following scenarios:
- Purchase and Rehab Loans
- Rehab Only Loans
- Refinance or Cash Out Loans
- New Construction Loans
- Residential Property up to 4 units
- Commercial Bridge Loans
- Direct Hard Money USA Lender
* We Do Not Lend To Owner Occupants
Why Use Hard Money USA?
Experience the difference
- We offer real estate investors niche lending programs
- Purchase Rehab loans for investors looking to "flip" property
- Flexible loan terms from 6 months to 2 years
- Cash out / Refinance loans
- Common Sense Underwriting
- Collateral Based Lending
- Offers are not based on credit and income