Fix and Flip Lending

Additional docs may be required, case by case

Terms:

  • Rate: from 8.5%
  • Fees: starting at 3%.
  • Term: 12-18 months
  • Loan Amount: $75,000 +
  • Property Type: Non-owner occupied 1-4 family residential Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: Min 600
  • Loan-to-Value: up to 90%
    *Foreign Nationals 10% LTV reduction

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Rental Property Loans

Additional docs may be required, case by case

Terms:

  • Rate: from 6%
  • Fees: as low as 2.5%
  • Term: 3 , 5 and 30 year fixed options
  • Loan Amount: $75,000 +
  • Loan Type: Purchase , Refi and Cash out
  • Credit Score: Min 640
  • Loan-to-Value: Up to 80%
  • Availability: Available in most states
    1.25% DSCR

We provide hard money 3 year rental bridge loans for non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Bridge Lending Program

Additional docs may be required, case by case

Terms:

  • Rate: From 8% interest only
  • Fees: From 2.5%
  • Term: 1-3 years
  • Loan Amount: $70,000 and up
  • Loan-to-Value: Up to 75%
  • Credit Score: Min 600
  • Loan Type: Purchase, Refinance or Cash Out
  • Availability: Available in most states
    No DSCR requirements

Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Hard Money USA approved appraiser (borrower is responsible for payment)

LLC Docs:

  • Operating agreement

Unsecured Loans

Additional docs may be required, case by case

For More information Check https://loans400.com/

We Also Consider the Following Scenarios

  • Commercial Bridge
  • Bridge Lending
* WE DO NOT LEND TO OWNER OCCUPANTS *

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Hard Money USA
(855) 908-4009

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