Bruce Silverman / Sales Manager

Bruce Silverman started his career in Real Estate in the 1980’s in the home improvement business and shortly formed his own company, American Home Systems, Inc., which specialized in making homes more energy efficient. As Mr. Silverman realized that financing was the key to any successful business he moved into the retail mortgage industry as a loan officer in 1988.

In 1992 he joined the fledgling UNICOR Mortgage, Inc., the newly formed wholesale division of United Companies, one of the nation’s largest retail finance companies. As “point man” for UNICOR, Mr. Silverman was responsible for forays into new markets and initiated operations in 23 States. He quickly rose through the ranks and became the company’s first Regional Vice-President, having responsibility for a fifteen State territory. Mr. Silverman was instrumental in helping to build the company from a start-up, to a $700 million dollar company in just three years. After moving to Florida Bruce secured a position with Yale Mortgage, the largest “Private Money” lender in the Southeast. By his second year with Yale, Bruce became the top producer for the company, a position he held for the rest of his tenure and set many sales records that stand to this day.

As Sales Manager with Atlanta Private Lending, Bruce acts as liaison between the company and the investor community and handles all the sales, education, marketing and promotion of the Trust Deed investment opportunity. He also works with clients to inform, educate and process their loan applications, for all manner of loans, including Rehab and Investment Property financing.

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Fix and Flip Loans

Additional docs may be required, case by case

Terms:

  • Rate: Rates from 11%
  • Fees: 3-4% loan fee
  • Term: 12 month loan term
  • Loan Amount: $25,000 + ( outside of Metro Atlanta, GA 100k + )
  • Property Type: Non-owner occupied 1-4 family residential Condos, Townhomes, Multifamily and Mixed-Use Property.
  • Credit Score: Min 600 score ( lower reviewed case by case )
  • Loan-to-Value: Up to 65% ARV not to exceed 85% Loan to Cost
  • Loan Type: Purchase Rehab Loans or Refinance Rehab Loans

We provide hard money Fix and Flip Loans to purchase and rehab non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Documents
  • Credit Authorization Form

New Construction Loans

Additional docs may be required, case by case

Terms:

  • Rate: Rates from 11%
  • Fees: 3-4% loan fee
  • Term: 12 month loan term
  • Loan Amount: $100,000 +
  • Property Type: Residential Property
  • Credit Score: Min 600 score ( lower reviewed case by case )
  • Loan-to-Value: Up to 65% ARV not to exceed 85% Loan to Cost
  • Loan Type: Purchase & Build or Refinance & Build

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract, Itemized Rehab Budget
  • Last 2 Bank / Savings Statements
  • Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs
  • Plans, Drawings, Survey, Etc. ( all that apply )

Bridge Lending

Additional docs may be required, case by case

Terms:

  • Rate: Rates from 9.99% interest only
  • Fees: From 3%
  • Term: 1-3 years
  • Loan Amount: $75,000 +
  • Property Type: Residential or Commerical Property
  • Credit Score: Min 600 ( lower reviewed case by case )
  • Loan-to-Value: Up to 65% LTV
  • Loan Type: Purchase, Refinance or Cash Out
  • Availability: Available in most states
    No DSCR requirements

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

Rental Property Loans

Additional docs may be required, case by case

Terms:

  • Rate: from 7.5%
  • Fees: as low as 2.5%
  • Term: 3 , 5 and 30 year fixed options
  • Loan Amount: $75,000 +
  • Property Type: Residential Property
  • Credit Score: Min 640 ( lower case by case )
  • Loan-to-Value: Up to 80%
  • Loan Type: Purchase , Refi and Cash out
  • Availability: Available in most states
    1.25% DSCR

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application, Executed Contract , Lease Agreement
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

True Hard Money

Additional docs may be required, case by case

Terms:

  • Rate: Rates from 10-14%
  • Fees: Starting at 3%
  • Term: 12 months ( longer terms case by case )
  • Loan Amount: $20,000 to $5,000,000
  • Property Type: Residental or Commercial ( mainly income producing )
  • Credit Score: Case by case
  • Loan-to-Value: Up to 65% LTV
  • Loan Type: Purchase, Refinance, Cash Out
  • Availability: Most states , all deals case by case

We provide hard money new construction loans to build non-owner occupied properties throughout the Southeast United States.

Documentation Required:

  • Application
  • Last 2 Bank / Savings Statements
  • Appraisal by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
  • All Business Entity Docs

What We Offer?

We are accepting the following scenarios:
  • Purchase and Rehab Loans
  • Rehab Only Loans
  • Refinance or Cash Out Loans
  • New Construction Loans
  • Residential Property up to 4 units
  • Commercial Bridge Loans
  • Direct Hard Money Lender

* We Do Not Lend To Owner Occupants

Why use Bruce at Hard Money Atlanta?

Experience the difference
  • We offer real estate investors niche lending programs.
  • Purchase Rehab loans for investors looking to "flip" property
  • Flexible loan terms from 6 months to 3 years.
  • Cash out / Refinance loans
  • Common Sense Underwriting
  • Collateral Based Lending
  • Offers are not based on credit and income